Trade Crypto. Own a Virtual Card.
Pay Any Bill In Seconds.

Trade USDT, create virtual dollar cards for global spending, and handle all your utility top-ups — without switching apps.

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Airtime
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Recent Transactions
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AIRTIME
DATA BUNDLES
ELECTRICITY
CABLE TV
CRYPTO
BANK TRANSFERS
VIRTUAL CARDS
EXAM PINS
AIRTIME
DATA BUNDLES
ELECTRICITY
CABLE TV
CRYPTO
BANK TRANSFERS
VIRTUAL CARDS
EXAM PINS
99.9%
Platform Uptime
24/7
Always Available
4+
Networks — MTN, Airtel, Glo & More
<5s
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Our Services

Everything you need in one place.

Every Nigerian utility service covered — at the lowest possible price, delivered instantly round the clock.

Airtime Top-Up

Instantly recharge MTN, Airtel, Glo, and 9mobile. Any amount, any time — no delays.

MTNAirtelGlo9mobile

Data Bundles

SME data plans at wholesale prices. Daily, weekly, and monthly options across all networks.

MTN SMEAirtel SMEGlo SME9mobile

Electricity Bills

Buy prepaid tokens for all DISCOs nationwide. Token delivered to your screen instantly.

EKEDCIKEDCAEDCPHEDC

Cable TV

Subscribe to DStv, GOtv, and Startimes — verify smartcard and pay in seconds.

DStvGOtvStartimes

Exam Pins

WAEC, NECO, and JAMB result checker & registration PINs — delivered instantly at the best rates.

WAECNECOJAMB

Crypto Buy & Sell

Trade cryptocurrency directly from your FimoPay wallet. Fast settlement, competitive rates.

BTCUSDTFast Settlement

Bank Transfers

Send money to any Nigerian bank account instantly — direct from your FimoPay wallet.

All BanksInstantZero Stress

Virtual Dollar Cards

Get a USD virtual card instantly for online payments, subscriptions, and international shopping.

VisaInstant IssuanceGlobal

Wallet System

Fund once via bank transfer and transact anytime — no card required for every purchase.

Instant FundingBank TransferSecure
How it works

Up and running in 60 seconds.

No complex setup. No hidden charges. Start transacting in four simple steps.

1

Create Account

Sign up free with your phone number and email. Takes less than a minute, no documents required.

2

Fund Your Wallet

Add money securely via bank transfer. Your wallet balance is credited in seconds.

3

Pick a Service

Choose from airtime, data, cable TV, electricity, exam pins, crypto, transfers and more.

4

Delivered Instantly

Transaction confirmed and delivered in under 5 seconds. You get a receipt every time.

Why FimoPay

Built for Nigerians, trusted daily.

We obsess over speed, reliability, and the lowest possible rates — so you never have to worry.

Instant Delivery

Every transaction delivered in under 5 seconds — including at 2am on a Sunday. We never sleep.

Lowest Prices

Direct integrations with network providers mean zero middlemen and maximum savings for you on every transaction.

Bank-Level Security

All transactions are encrypted end-to-end with 256-bit SSL. Your money and data are always safe.

Auto Refunds

Any failed transaction is automatically refunded to your wallet within seconds. Zero risk, zero waiting.

Works on Any Device

Fully responsive web app — works perfectly on your phone, tablet, or desktop browser without installing anything.

Refer & Earn

Share your referral link and earn bonus credit for every friend who joins and transacts. Real money, real rewards.

Testimonials

Nigerians love FimoPay.

Thousands of users transact daily and trust FimoPay to deliver — every single time.

★★★★★
"I've used many VTU apps — FimoPay is the fastest. Airtime arrives before I even close the page. Nothing comes close."
CE
Chukwuemeka A.
Lagos, Nigeria
★★★★★
"Paid my EKEDC bill at midnight and got my token in 4 seconds. This app literally saved my freezer from spoiling."
FA
Fatima A.
Abuja, Nigeria
★★★★★
"Data prices on FimoPay are genuinely cheaper than buying directly from network stores. I've completely switched over."
UB
Usman B.
Kano, Nigeria
★★★★★
"The referral bonus is real — I've earned over ₦12,000 just from sharing my link with family and coworkers."
NI
Ngozi I.
Enugu, Nigeria
★★★★★
"Auto-refund actually works! My electricity payment failed once and my wallet was refunded immediately. No stress at all."
BE
Blessing E.
Port Harcourt, Nigeria
★★★★★
"Best VTU platform in Nigeria hands down. The crypto feature is a bonus — I buy and sell right from the same wallet."
SO
Seun O.
Ibadan, Nigeria
Reseller Program

Start Your Own VTU Business.

Join Nigerian entrepreneurs earning daily profit. Resell airtime, data, and exam pins using FimoPay's professional agent tools. No license fee, no setup cost — start immediately.

Sign Up as Agent See Agent Benefits
Agent Profit Estimate
Daily Data Sales (20GB)+ ₦2,000
Airtime & Bill Commissions+ ₦1,500
Exam Pin Reselling+ ₦1,000
Est. Monthly Profit₦135,000+

Based on average active FimoPay agent stats.

Ready to simplify your bills?

Join 50,000+ Nigerians who never stress about airtime, data, or bills. Free to sign up — no monthly fees, no hidden charges.

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